Underwrite your own deals with lender-style math.
You found the listing. Bankable estimates the loan your numbers support, what equity you need and whether the return clears your bar — before you call your broker.
Works in any browser, including Safari on iPhone and iPad — native iOS apps coming soon. Just an e-mail; once you sign in, your proformas are saved to your account and open on any device.
The analyst you don't have to hire.
Estimate the loan your numbers support before you offer.
Bankable sizes the loan the way a lender does — a DSCR test on Year-1 NOI, capped by loan-to-value or loan-to-cost — and shows which constraint binds. CMHC-insured with the premium financed, or conventional. Change the rate and the answer updates as you type.
- Equity required, going-in cap and Year-1 DSCR live on the Build screen
- Class defaults: 1.30x for student housing, 1.20x multi-family, 65% LTV conventional
A verdict you can defend.
Levered IRR, equity multiple, cash-on-cash and a 15-year cash flow chart on one screen, then a 12-metric scorecard with accept and exceptional bands set by the asset class. The verdict — Likely bankable, Review or Not bankable — screens your own assumptions; it is not a lender's decision.
- Sensitivity grids for price, rate, rent, appreciation and vacancy
- Save any what-if as a Scenario B copy alongside the base case
Send a deal sheet under your own name.
A two-page deal sheet for a quick yes or no, and a six-page investment summary for partners, lenders or a spouse who wants to see the math. Your company name and logo on every page with Bankable Pro; an optional recipient watermark and the standard disclaimers on both.
- Pro exports are unbranded except for your logo
- Exports need a membership; the trial does not export
Fifteen deals you can open on the first tap.
Every one of the fifteen models ships with a populated Ontario example — income properties, residential rentals and short-horizon deals — so you can see the whole workflow before entering your own numbers. Examples stay open before and after the trial.
Seven days free. Go Pro when the trial ends.
The trial is hands-on: all fifteen worked examples, every calculation and the sensitivity grids, yours to change for seven days. Exports start with a plan. Pro opens your own proformas and adds the desktop portal.
- Every worked example unlocked from the moment you register your e-mail
- All fifteen models, all calculations
- Debt sizing, 15-year cash flow, waterfall, scorecard
- Sensitivity grids on every example
- Deal sheet and investment summary PDFs of the examples
- Your own proformas start with Pro
- Worked examples stay open to read after the trial
- Everything in the trial, for good
- Unlimited proformas
- Unbranded exports with your company name and logo
- Unlimited Scenario B copies
- Desktop app — run the app on your computer
- Priority support
Working with partners or raising from investors? Compare Syndicator and Enterprise or see the full plan matrix.
Before you start
What happens when the 7-day trial ends?
Nothing is deleted. The fifteen worked examples stay open to read. Editing them stops. Editing, PDF and Excel exports, and creating your own proformas — which the trial does not include — start the moment you join Pro.
Which kinds of deal can I model?
Fifteen models in three groups. Income properties: student housing, multi-family, mixed-use, retail and office, industrial, self-storage. Residential investing: 1–4 unit rentals, Airbnb and short-term rental, BRRRR, house hack. Short-horizon and build: fix and flip, wholesale, pre-construction assignment, value-add, ADU and small development.
Do I need an account?
Only an e-mail address: we send a 6-digit code, there is no password and no card. Once you sign in, your proformas are saved to your Bankable account and follow you to any device. Pro is tied to your account: sign in to the web app or the desktop app with the e-mail on your subscription. The same membership will work in the iPhone and iPad apps when they launch.
Will the iPhone and iPad apps use the same math?
Yes. The iOS apps (coming soon) share one engine with the web app and are tied out against it on every release — same debt sizing, same waterfall, same scorecard.
Can I use my own logo on exports?
Yes. Add a company name and logo on any plan; they appear in the app and on both PDFs (during the trial, in the app only, since the trial does not export), and exports are unbranded apart from your logo.
What happens if I cancel Pro?
You keep every proforma you created, read-only, until you rejoin. Nothing is deleted.
Are the sample figures real?
They are illustrative Ontario mid-market numbers chosen so each model has a realistic example on first launch. They are not appraisals or offers.